By: Govy

The employers have a legal responsibility to their employees, make the workplace safe and ensure their welfare. However, accidents or unavoidable circumstances happen that may result to injury or disruption to the employees services even when every reasonable safety measure has been implemented..

To protect the employers avoid any possible lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income of the employee hurt in a workplace accident, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers work related illnesses, workers injured on the job, whether they’re hurt on the workplace premises or elsewhere, or even in auto accidents while on business.

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