Commercial auto insurance sounds basic enough and looks simple that it is very much similar to personal auto insurance you have for your car. There is in fact a huge difference for most companies have service fleets that they give company vehicles to their people for use making the company’s car also serve for personal purposes. This kind of complicates things a bit for regardless of who is using the vehicle, the fact that the primary owner of the vehicle (the guy who bought it) is the company, it becomes official office property even when the vehicle is being used on weekends or after work for personal purposes. On the commercial vehicle insurance policy, the primary insured should be the company and not you so no problems arise when a claim is to be filed with the provider.