Get to work with your agent so you get the best possible coverage for you and the vehicle (most company’s get volume insurance for their service fleets). If you just happen to be the business owner you must specify the details of the vehicles use so the insurance company has knowledge of the dual role the vehicle plays both for the business and your own use. Remember, there are distinct differences between personal and commercial vehicle insurance policies so do ask your agent for they vary from provider to provider. There are also very strict state and federal government requirements regarding auto insurance so get yourself protected from hefty fines and even jail time by getting enough coverage.