To most of us, this might not ring a bell but for owners of entertainment establishments it might be wise to check out for it provides coverage from the effects of alcohol on patrons say from a bar, disco or any other establishment where alcohol might be part of daily business. For regular offices, having a party? Well then this might come as a shocker for one is advised not to serve alcohol…. Ever. This might be due to a fact that most business insurance policies does not offer protection from the effects of alcohol and those that have partaken in it. For entertainment establishments, it would be wise to ask the insurance to include coverage of your employees as regular patrons are so everybody remains safe and protected from the uncertainties of life, an alcohol of course.