If a company is categorized as small-scale or is home-based, it might not even need business insurance but should focus more on Property and liability Insurance for any loss might affect the home rather than the business. Also as a matter of fact, there are criteria set which categorizes companies in the Medium to Large scale bracket to qualify for B.O.P. eligibility. BOP stands for Business Owners Policy, is awarded only to firms based on a minimum number of employees and other factors set by the insurance firm itself. Insurance companies have many names for products/or combinations thereof that adheres to a standardized set of basic rules set by the ISO(International Standards Organization) allowing them to become almost standardized elsewhere in the world.
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