There are different types of basic business insurance. You should get the kind of insurance that you think you’ll need although it would be good idea to get all four types if you think that it will serve you best in your business.
One of the basic business insurance types is the property insurance. This type of insurance seeks to protect certain assets in your business, specifically the building in which you operate your business or any vehicles that have been acquired by your business for the sole purpose of using it for your business. A property insurance can also cover certain other assets in your business but this should be specified explicitly when your insurance broker or agent presents the policy to you.