Insurance needs differ from one business to another. Here is partial listing of policies to consider.
1. Business owner coverage. – this provides damage protection from fire and other disasters. Owner coverage offers a certain amount of protection from accountability.
2. Property insurance. – insures for damage to the building where your business is located including its contents
3. Liability insurance. – covers damage to property or injuries suffered by persons you are directly responsible for
4. Product liability insurance. – protects you from claims for injuries to people or damage to property caused by using your product.
5. Errors and omissions insurance. – protects businesses offering services in cases where they make slip-ups or overlooked something that caused injury to his customer.